Bank of Clarkson: how it compares with its peers
Against 51 KY banks with half to twice its assets, Bank of Clarkson's strongest measure in Q2 2026 is assets per employee ($8.5M vs. a $5.5M peer median). Its weakest relative measure is net interest margin (4.04% vs. 4.13%).
| Measure | Bank of Clarkson | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.46% | 1.45% | Middle third Ahead of 53% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.04% | 4.13% | Middle third Ahead of 45% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.43% | 62.99% | Top third Ahead of 73% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.5M | $5.5M | Top third Ahead of 96% of peers |
| Loans to deposits Net loans and leases over total deposits. | 79.88% | 80.89% | Context |
What it means for lending operations
Its efficiency ratio of 56.43% is better than the 62.99% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Jackson County Bank Mc Kee, KY · $176M
- PBK BANK, INC. Stanford, KY · $176M
- Citizens Bank and Trust of Lebanon, Inc. Lebanon, KY · $173M
- Auburn Banking Company Auburn, KY · $164M
- Bank of Maysville Maysville, KY · $164M
- The Salyersville National Bank Salyersville, KY · $164M
Questions about Bank of Clarkson
How big is Bank of Clarkson?
Bank of Clarkson, established in 1904, is headquartered in Clarkson, KY. It reported $178M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Bank of Clarkson's return on assets?
1.46% annualized in Q2 2026, against a 1.45% median for 51 KY banks with half to twice its assets, ahead of 53% of them.
What is Bank of Clarkson's efficiency ratio?
56.43% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 62.99%, and lower is better.
Is Bank of Clarkson growing its loans?
Net loans grew 8.5% over the year to Q2 2026, while deposits grew 4.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kentucky bank ranked.