Bank of Maysville: how it compares with its peers
Against 47 KY banks with half to twice its assets, Bank of Maysville's strongest measure in Q2 2026 is efficiency ratio (56.26% vs. a 63.36% peer median). Its weakest relative measure is net interest margin (3.85% vs. 4.13%).
| Measure | Bank of Maysville | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.45% | 1.29% | Middle third Ahead of 51% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.85% | 4.13% | Bottom third Ahead of 30% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 56.26% | 63.36% | Top third Ahead of 81% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.3M | $5.5M | Top third Ahead of 68% of peers |
| Loans to deposits Net loans and leases over total deposits. | 64.50% | 80.17% | Context |
What it means for lending operations
Its efficiency ratio of 56.26% is better than the 63.36% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Auburn Banking Company Auburn, KY · $164M
- The Salyersville National Bank Salyersville, KY · $164M
- The Farmers National Bank of Lebanon Lebanon, KY · $163M
- Commonwealth Community Bank, Inc. Hartford, KY · $158M
- Citizens Bank and Trust of Lebanon, Inc. Lebanon, KY · $173M
- PBK BANK, INC. Stanford, KY · $176M
Questions about Bank of Maysville
How big is Bank of Maysville?
Bank of Maysville, established in 1835, is headquartered in Maysville, KY. It reported $164M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Bank of Maysville's return on assets?
1.45% annualized in Q2 2026, against a 1.29% median for 47 KY banks with half to twice its assets, ahead of 51% of them.
What is Bank of Maysville's efficiency ratio?
56.26% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 63.36%, and lower is better.
Is Bank of Maysville growing its loans?
Net loans shrank 1.2% over the year to Q2 2026, while deposits shrank 3.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KY banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kentucky bank ranked.