Bank of Rantoul: how it compares with its peers
Against 141 IL banks with half to twice its assets, Bank of Rantoul's strongest measure in Q2 2026 is assets per employee ($12.4M vs. a $6.7M peer median). Its weakest relative measure is net interest margin (3.14% vs. 3.73%).
| Measure | Bank of Rantoul | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.52% | 1.15% | Top third Ahead of 73% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.14% | 3.73% | Bottom third Ahead of 17% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.74% | 64.26% | Top third Ahead of 82% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $12.4M | $6.7M | Top third Ahead of 96% of peers |
| Loans to deposits Net loans and leases over total deposits. | 42.26% | 75.80% | Context |
What it means for lending operations
Its efficiency ratio of 52.74% is better than the 64.26% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Goodfield State Bank Goodfield, IL · $286M
- Community Partners Savings Bank Salem, IL · $288M
- Town & Country Bank Midwest Quincy, IL · $279M
- SouthernTrust Bank Marion, IL · $278M
- State Bank Waterloo, IL · $296M
- First National Bank of Steeleville Steeleville, IL · $275M
Questions about Bank of Rantoul
How big is Bank of Rantoul?
Bank of Rantoul, established in 1920, is headquartered in Rantoul, IL. It reported $286M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Bank of Rantoul's return on assets?
1.52% annualized in Q2 2026, against a 1.15% median for 141 IL banks with half to twice its assets, ahead of 73% of them.
What is Bank of Rantoul's efficiency ratio?
52.74% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 64.26%, and lower is better.
Is Bank of Rantoul growing its loans?
Net loans shrank 0.5% over the year to Q2 2026, while deposits grew 10.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.