Goodfield State Bank: how it compares with its peers
Against 141 IL banks with half to twice its assets, Goodfield State Bank's strongest measure in Q2 2026 is return on assets (2.72% vs. a 1.15% peer median). Its weakest relative measure is assets per employee ($7.3M vs. $6.7M).
| Measure | Goodfield State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.72% | 1.15% | Top third Ahead of 97% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.26% | 3.72% | Top third Ahead of 78% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 41.64% | 64.26% | Top third Ahead of 95% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.3M | $6.7M | Middle third Ahead of 61% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.46% | 75.59% | Context |
What it means for lending operations
Its efficiency ratio of 41.64% is better than the 64.26% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Rantoul Rantoul, IL · $286M
- Community Partners Savings Bank Salem, IL · $288M
- Town & Country Bank Midwest Quincy, IL · $279M
- SouthernTrust Bank Marion, IL · $278M
- State Bank Waterloo, IL · $296M
- First National Bank of Steeleville Steeleville, IL · $275M
Questions about Goodfield State Bank
How big is Goodfield State Bank?
Goodfield State Bank, established in 1920, is headquartered in Goodfield, IL. It reported $286M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Goodfield State Bank's return on assets?
2.72% annualized in Q2 2026, against a 1.15% median for 141 IL banks with half to twice its assets, ahead of 97% of them.
What is Goodfield State Bank's efficiency ratio?
41.64% in Q2 2026: it spent about 42 cents in noninterest expense for each dollar of revenue. The peer median is 64.26%, and lower is better.
Is Goodfield State Bank growing its loans?
Net loans grew 10.4% over the year to Q2 2026, while deposits grew 19.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.