D. L. Evans Bank: how it compares with its peers
Against 438 U.S. banks with half to twice its assets, D. L. Evans Bank's strongest measure in Q2 2026 is efficiency ratio (51.48% vs. a 58.06% peer median). Its weakest relative measure is net interest margin (3.39% vs. 3.69%).
| Measure | D. L. Evans Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.34% | 1.28% | Middle third Ahead of 57% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.39% | 3.69% | Bottom third Ahead of 32% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.48% | 58.06% | Top third Ahead of 70% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.3M | $9.2M | Middle third Ahead of 38% of peers |
| Loans to deposits Net loans and leases over total deposits. | 56.39% | 88.77% | Context |
What it means for lending operations
Its efficiency ratio of 51.48% is better than the 58.06% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- ENCORE BANK Little Rock, AR · $3.70B
- Macatawa Bank, National Association Holland, MI · $3.69B
- St. Charles Bank & Trust Company, National Association Saint Charles, IL · $3.69B
- Bank of the Sierra Porterville, CA · $3.72B
- Cornerstone Capital Bank, SSB Houston, TX · $3.67B
- The Bank of East Asia Ltd. New York, NY · $3.66B
Questions about D. L. Evans Bank
How big is D. L. Evans Bank?
D. L. Evans Bank, established in 1904, is headquartered in Burley, ID. It reported $3.70B in total assets in its Q2 2026 FDIC call report and operates 41 offices.
What is D. L. Evans Bank's return on assets?
1.34% annualized in Q2 2026, against a 1.28% median for 438 U.S. banks with half to twice its assets, ahead of 57% of them.
What is D. L. Evans Bank's efficiency ratio?
51.48% in Q2 2026: it spent about 51 cents in noninterest expense for each dollar of revenue. The peer median is 58.06%, and lower is better.
Is D. L. Evans Bank growing its loans?
Net loans grew 6.9% over the year to Q2 2026, while deposits grew 7.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Idaho bank ranked.