Global One Bank: how it compares with its peers
Against 141 TX banks with half to twice its assets, Global One Bank's strongest measure in Q2 2026 is assets per employee ($8.8M vs. a $7.0M peer median). Its weakest relative measure is return on assets (1.14% vs. 1.44%).
| Measure | Global One Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.14% | 1.44% | Bottom third Ahead of 29% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.03% | 4.18% | Middle third Ahead of 42% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.86% | 61.18% | Middle third Ahead of 34% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.8M | $7.0M | Top third Ahead of 76% of peers |
| Loans to deposits Net loans and leases over total deposits. | 89.21% | 69.23% | Context |
What it means for lending operations
Its efficiency ratio of 65.86% is above the 61.18% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Texana Bank, National Association Linden, TX · $331M
- Commercial National Bank of Texarkana Texarkana, TX · $330M
- Security State Bank Farwell, TX · $338M
- Integrity Bank SSB Houston, TX · $340M
- Columbus State Bank Columbus, TX · $326M
- The National Bank of Andrews Andrews, TX · $341M
Questions about Global One Bank
How big is Global One Bank?
Global One Bank, established in 1907, is headquartered in Houston, TX. It reported $333M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Global One Bank's return on assets?
1.14% annualized in Q2 2026, against a 1.44% median for 141 TX banks with half to twice its assets, ahead of 29% of them.
What is Global One Bank's efficiency ratio?
65.86% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 61.18%, and lower is better.
Is Global One Bank growing its loans?
Net loans grew 16.6% over the year to Q2 2026, while deposits grew 19.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TX banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Texas bank ranked.