Chickasaw Community Bank: how it compares with its peers
Against 65 OK banks with half to twice its assets, Chickasaw Community Bank's strongest measure in Q2 2026 is assets per employee ($7.2M vs. a $6.7M peer median). Its weakest relative measure is efficiency ratio (85.43% vs. 60.88%).
| Measure | Chickasaw Community Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.66% | 1.54% | Bottom third Ahead of 12% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.59% | 4.17% | Bottom third Ahead of 15% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 85.43% | 60.88% | Bottom third Ahead of 6% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.2M | $6.7M | Middle third Ahead of 60% of peers |
| Loans to deposits Net loans and leases over total deposits. | 65.40% | 79.18% | Context |
What it means for lending operations
Its efficiency ratio of 85.43% is above the 60.88% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First Pryority Bank Pryor, OK · $558M
- Panhandle First Bank Guymon, OK · $569M
- Vast Bank, National Association Tulsa, OK · $540M
- First National Bank & Trust Company of McAlester Mcalester, OK · $580M
- Cattlemens Bank Altus, OK · $595M
- Wisdom Heritage Bank Alva, OK · $601M
Questions about Chickasaw Community Bank
How big is Chickasaw Community Bank?
Chickasaw Community Bank, established in 1903, is headquartered in Oklahoma City, OK. It reported $557M in total assets in its Q2 2026 FDIC call report and operates 5 offices.
What is Chickasaw Community Bank's return on assets?
0.66% annualized in Q2 2026, against a 1.54% median for 65 OK banks with half to twice its assets, ahead of 12% of them.
What is Chickasaw Community Bank's efficiency ratio?
85.43% in Q2 2026: it spent about 85 cents in noninterest expense for each dollar of revenue. The peer median is 60.88%, and lower is better.
Is Chickasaw Community Bank growing its loans?
Net loans grew 22.1% over the year to Q2 2026, while deposits grew 26.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.