Cattlemens Bank: how it compares with its peers
Against 62 OK banks with half to twice its assets, Cattlemens Bank's strongest measure in Q2 2026 is assets per employee ($7.9M vs. a $6.7M peer median). Its weakest relative measure is return on assets (1.30% vs. 1.46%).
| Measure | Cattlemens Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.30% | 1.46% | Middle third Ahead of 44% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.21% | 4.16% | Middle third Ahead of 56% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.88% | 61.61% | Middle third Ahead of 56% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.9M | $6.7M | Top third Ahead of 69% of peers |
| Loans to deposits Net loans and leases over total deposits. | 111.00% | 79.25% | Context |
What it means for lending operations
Its efficiency ratio of 59.88% is better than the 61.61% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Wisdom Heritage Bank Alva, OK · $601M
- Frontier State Bank Oklahoma City, OK · $609M
- First National Bank & Trust Company of McAlester Mcalester, OK · $580M
- All America Bank Oklahoma City, OK · $611M
- AVB Bank Broken Arrow, OK · $612M
- Panhandle First Bank Guymon, OK · $569M
Questions about Cattlemens Bank
How big is Cattlemens Bank?
Cattlemens Bank, established in 1910, is headquartered in Altus, OK. It reported $595M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is Cattlemens Bank's return on assets?
1.30% annualized in Q2 2026, against a 1.46% median for 62 OK banks with half to twice its assets, ahead of 44% of them.
What is Cattlemens Bank's efficiency ratio?
59.88% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 61.61%, and lower is better.
Is Cattlemens Bank growing its loans?
Net loans grew 10.5% over the year to Q2 2026, while deposits grew 7.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.