Bonduel State Bank: how it compares with its peers
Against 41 WI banks with half to twice its assets, Bonduel State Bank's strongest measure in Q2 2026 is assets per employee ($9.4M vs. a $6.5M peer median). Its weakest relative measure is net interest margin (3.51% vs. 3.96%).
| Measure | Bonduel State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.37% | 1.20% | Top third Ahead of 68% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.51% | 3.96% | Bottom third Ahead of 17% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.70% | 65.72% | Top third Ahead of 88% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.4M | $6.5M | Top third Ahead of 90% of peers |
| Loans to deposits Net loans and leases over total deposits. | 78.53% | 85.54% | Context |
What it means for lending operations
Its efficiency ratio of 52.70% is better than the 65.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- KeySavings Bank Wisconsin Rapids, WI · $129M
- Security State Bank Iron River, WI · $136M
- Conservation First Bank Benton, WI · $127M
- Headwaters State Bank Land O' Lakes, WI · $122M
- River Falls State Bank River Falls, WI · $143M
- Bank of Cashton Cashton, WI · $146M
Questions about Bonduel State Bank
How big is Bonduel State Bank?
Bonduel State Bank, established in 1906, is headquartered in Bonduel, WI. It reported $132M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bonduel State Bank's return on assets?
1.37% annualized in Q2 2026, against a 1.20% median for 41 WI banks with half to twice its assets, ahead of 68% of them.
What is Bonduel State Bank's efficiency ratio?
52.70% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 65.72%, and lower is better.
Is Bonduel State Bank growing its loans?
Net loans grew 6.2% over the year to Q2 2026, while deposits grew 8.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.