Bank of Cashton: how it compares with its peers
Against 49 WI banks with half to twice its assets, Bank of Cashton's strongest measure in Q2 2026 is assets per employee ($12.2M vs. a $6.5M peer median). Its weakest relative measure is net interest margin (3.69% vs. 4.02%).
| Measure | Bank of Cashton | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.25% | 1.20% | Middle third Ahead of 53% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.69% | 4.02% | Middle third Ahead of 35% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 64.20% | 65.72% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $12.2M | $6.5M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 77.55% | 85.54% | Context |
What it means for lending operations
Its efficiency ratio of 64.20% is better than the 65.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- River Falls State Bank River Falls, WI · $143M
- The Pineries Bank Stevens Point, WI · $149M
- Bluff View Bank Galesville, WI · $153M
- Waldo State Bank Waldo, WI · $154M
- Security State Bank Iron River, WI · $136M
- Oakwood Bank Pigeon Falls, WI · $156M
Questions about Bank of Cashton
How big is Bank of Cashton?
Bank of Cashton, established in 1899, is headquartered in Cashton, WI. It reported $146M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bank of Cashton's return on assets?
1.25% annualized in Q2 2026, against a 1.20% median for 49 WI banks with half to twice its assets, ahead of 53% of them.
What is Bank of Cashton's efficiency ratio?
64.20% in Q2 2026: it spent about 64 cents in noninterest expense for each dollar of revenue. The peer median is 65.72%, and lower is better.
Is Bank of Cashton growing its loans?
Net loans grew 4.7% over the year to Q2 2026, while deposits grew 9.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.