Buena Vista National Bank: how it compares with its peers
Against 142 IL banks with half to twice its assets, Buena Vista National Bank's strongest measure in Q2 2026 is net interest margin (4.42% vs. a 3.70% peer median). Its weakest relative measure is assets per employee ($5.2M vs. $6.8M).
| Measure | Buena Vista National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.35% | 1.14% | Middle third Ahead of 63% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.42% | 3.70% | Top third Ahead of 84% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.43% | 64.39% | Middle third Ahead of 62% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.2M | $6.8M | Bottom third Ahead of 19% of peers |
| Loans to deposits Net loans and leases over total deposits. | 77.90% | 74.98% | Context |
What it means for lending operations
Its efficiency ratio of 60.43% is better than the 64.39% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- State Bank of Toulon Toulon, IL · $343M
- Farmers State Bank of Alto Pass, Ill. Alto Pass, IL · $342M
- Farmers State Bank Pittsfield, IL · $340M
- Citizens National Bank of Albion Albion, IL · $349M
- The Bank of Herrin Herrin, IL · $349M
- The First Trust and Savings Bank of Watseka, Illinois Watseka, IL · $337M
Questions about Buena Vista National Bank
How big is Buena Vista National Bank?
Buena Vista National Bank, established in 1905, is headquartered in Chester, IL. It reported $344M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Buena Vista National Bank's return on assets?
1.35% annualized in Q2 2026, against a 1.14% median for 142 IL banks with half to twice its assets, ahead of 63% of them.
What is Buena Vista National Bank's efficiency ratio?
60.43% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 64.39%, and lower is better.
Is Buena Vista National Bank growing its loans?
Net loans grew 23.9% over the year to Q2 2026, while deposits grew 10.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.