RAVEN + Truework: Instant Employment Verification
RAVEN connects to Truework for asynchronous employment verification pulled from payroll systems of record, replacing the phone call to an employer number that most banks still make before every closing.
A webhook handler validates each response and an enricher attaches identity data to the request, so employment results land back in the borrower’s file automatically once the payroll provider responds.
What Truework verifies inside RAVEN
- Employer name, role, and hire date
- Pay frequency and current income
- Employment status (active, terminated, on leave)
Why this closes the fictitious-employer gap
Verbal VOE assumes the phone number on the application proves the employer is real. Fraud rings that print fake paystubs often staff that same callback line. Payroll-sourced verification never places the call; the employer’s existence is established by its commercial relationship with the payroll provider.
Frequently asked questions
Is the Truework integration live today?
Yes. Truework is active in production and handles employment verification for RAVEN applicants whose employer reports to a supported payroll system.
How long does verification take?
It runs asynchronously; most responses return within minutes, though coverage and speed depend on whether the employer’s payroll provider is in Truework’s network.
What if the employer isn’t covered?
The flow falls back to document collection and manual verification inside the same audit trail, so gaps in payroll coverage don’t become a separate process.