RAVEN + Socure: Identity Verification and Fraud Screening
RAVEN runs Socure’s RiskOS platform for every identity verification: KYC checks, fraud scoring, watchlist screening, and the risk signals that catch synthetic identities before an account or loan gets booked.
The borrower experience includes a Socure-verify step with an OTP challenge and an “is this you?” confirmation, with a manual fallback path for edge cases so no legitimate applicant gets stuck.
What Socure verifies inside RAVEN
- CIP-grade identity verification against authoritative sources
- OFAC and watchlist screening
- Fraud and synthetic-identity risk scoring
- SSN issuance and consistency checks
Why identity comes first
Every other module in RAVEN, income, employment, assets, depends on knowing the applicant is who they claim to be. Running Socure at the front of the flow means downstream verifications are attached to a confirmed identity, not a name typed into a form.
Frequently asked questions
Is the Socure integration live today?
Yes. Socure RiskOS is active in production and runs identity verification for every RAVEN applicant.
What happens if identity verification fails?
Hard failures can be configured to decline automatically; soft mismatches route to your staff for manual review with the full evidence attached.
Does this satisfy CIP requirements?
Socure’s documentary and non-documentary checks map to CIP’s verification and recordkeeping requirements. Your BSA officer defines the program; RAVEN executes and documents the verification steps.