De Novo WatchPortrait Bank

Portrait Bank

OpenWinter Park, FL (Orlando MSA)Verified November 2, 2026

Where the charter stands

FDIC application Aug 27, 2025; conditional approval Feb 5, 2026; Florida charter granted June 29, 2026 (FDIC records list the bank as established June 22, 2026). Opened to the public Saturday, Sept. 19, 2026, after the article was published (Banking Dive, Sept. 22, 2026).

Capital

$43M raised from 256 investors (FDIC required $28.0M)

Leadership

Founder and CEO Erik Weiner; CFO Jeff Jenkins, former Winter Park National Bank CFO. First new bank chartered in Orange County since 2008

Technology and vendors

Charter announcement cites "agentic AI for real-time fraud detection." Core provider not yet public.

Portrait Bank: The $43M Bet That Orlando Wants Its Hometown Bank Back →

Common questions

Is Portrait Bank open?

Yes. FDIC application Aug 27, 2025; conditional approval Feb 5, 2026; Florida charter granted June 29, 2026 (FDIC records list the bank as established June 22, 2026). Opened to the public Saturday, Sept. 19, 2026, after the article was published (Banking Dive, Sept. 22, 2026).

How much capital does Portrait Bank have?

$43M raised from 256 investors (FDIC required $28.0M)

Who leads Portrait Bank?

Founder and CEO Erik Weiner; CFO Jeff Jenkins, former Winter Park National Bank CFO. First new bank chartered in Orange County since 2008

Organizing a de novo?

A new bank picks its loan and account intake once. RAVEN verifies income, assets and identity from the source, so day-one applications arrive complete.

See it on your bank’s loans

One link to the borrower, complete verification back in minutes. Book a 20-minute call and we’ll walk through a live demo for your bank.

Or email us at isaac@reportraven.tech