Nubank, National Association
Where the charter stands
FDIC deposit insurance application received Oct 29, 2025; pending as of Oct 27, 2026. OCC conditional approval announced Jan 29, 2026, 121 days after the Sept 30, 2025 application. Planned deposit accounts, credit cards, lending and digital asset custody.
Source: FDIC pending deposit insurance applications, as of October 27, 2026.
Leadership
Co-founder Cristina Junqueira leads the U.S. bank; former Central Bank of Brazil president Roberto Campos Neto to chair the board
Technology and vendors
Fintech parent: Nu Holdings, about 127M customers in Brazil, Mexico and Colombia.
Common questions
Is Nubank, National Association open?
Not yet. As of November 2, 2026, its status is application pending. FDIC deposit insurance application received Oct 29, 2025; pending as of Oct 27, 2026. OCC conditional approval announced Jan 29, 2026, 121 days after the Sept 30, 2025 application. Planned deposit accounts, credit cards, lending and digital asset custody.
Who leads Nubank, National Association?
Co-founder Cristina Junqueira leads the U.S. bank; former Central Bank of Brazil president Roberto Campos Neto to chair the board
A new bank picks its loan and account intake once. RAVEN verifies income, assets and identity from the source, so day-one applications arrive complete.