Templeton Savings Bank: how it compares with its peers
Against 105 IA banks with half to twice its assets, Templeton Savings Bank's strongest measure in Q2 2026 is net interest margin (4.05% vs. a 3.64% peer median). Its weakest relative measure is assets per employee ($8.9M vs. $8.5M).
| Measure | Templeton Savings Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.59% | 1.33% | Top third Ahead of 71% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.05% | 3.64% | Top third Ahead of 79% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 46.93% | 57.45% | Top third Ahead of 79% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.9M | $8.5M | Middle third Ahead of 59% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.89% | 79.50% | Context |
What it means for lending operations
Its efficiency ratio of 46.93% is better than the 57.45% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Union State Bank Greenfield, IA · $169M
- Atkins Savings Bank & Trust Atkins, IA · $172M
- Bank 1st West Union, IA · $166M
- Citizens Savings Bank Anamosa, IA · $166M
- St. Ansgar State Bank Saint Ansgar, IA · $182M
- Boone Bank & Trust Co. Boone, IA · $157M
Questions about Templeton Savings Bank
How big is Templeton Savings Bank?
Templeton Savings Bank, established in 1923, is headquartered in Templeton, IA. It reported $170M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Templeton Savings Bank's return on assets?
1.59% annualized in Q2 2026, against a 1.33% median for 105 IA banks with half to twice its assets, ahead of 71% of them.
What is Templeton Savings Bank's efficiency ratio?
46.93% in Q2 2026: it spent about 47 cents in noninterest expense for each dollar of revenue. The peer median is 57.45%, and lower is better.
Is Templeton Savings Bank growing its loans?
Net loans grew 5.6% over the year to Q2 2026, while deposits grew 9.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.