Battle Bank, National Association: how it compares with its peers
Against 105 MN banks with half to twice its assets, Battle Bank, National Association's strongest measure in Q2 2026 is net interest margin (2.97% vs. a 4.05% peer median). Its weakest relative measure is return on assets (-8.08% vs. 1.31%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -8.08% | 1.31% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.97% | 4.05% | Bottom third Ahead of 4% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 393.73% | 61.21% | Bottom third Ahead of 0% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.0M | $7.1M | Bottom third Ahead of 3% of peers |
| Loans to deposits Net loans and leases over total deposits. | 10.97% | 77.94% | Context |
What it means for lending operations
Its efficiency ratio of 393.73% is above the 61.21% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Americana Community Bank Sleepy Eye, MN · $180M
- First Security Bank - Sleepy Eye Sleepy Eye, MN · $183M
- The First National Bank of Le Center Lonsdale, MN · $178M
- Woodland Bank Deer River, MN · $177M
- Pine River State Bank Pine River, MN · $185M
- New Market Bank Elko New Market, MN · $196M
Questions about Battle Bank, National Association
How big is Battle Bank, National Association?
Battle Bank, National Association, established in 1914, is headquartered in Upsala, MN. It reported $181M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Battle Bank, National Association's return on assets?
-8.08% annualized in Q2 2026, against a 1.31% median for 105 MN banks with half to twice its assets, ahead of 0% of them.
What is Battle Bank, National Association's efficiency ratio?
393.73% in Q2 2026: it spent about 394 cents in noninterest expense for each dollar of revenue. The peer median is 61.21%, and lower is better.
Is Battle Bank, National Association growing its loans?
Net loans shrank 75.3% over the year to Q2 2026, while deposits grew 148.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Minnesota bank ranked.