Bank of Maple Plain: how it compares with its peers
Against 85 MN banks with half to twice its assets, Bank of Maple Plain's strongest measure in Q2 2026 is assets per employee ($7.1M vs. a $7.2M peer median). Its weakest relative measure is net interest margin (3.12% vs. 4.07%).
| Measure | Bank of Maple Plain | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.92% | 1.27% | Bottom third Ahead of 26% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.12% | 4.07% | Bottom third Ahead of 11% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 71.96% | 61.21% | Bottom third Ahead of 19% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.1M | $7.2M | Middle third Ahead of 48% of peers |
| Loans to deposits Net loans and leases over total deposits. | 51.96% | 78.76% | Context |
What it means for lending operations
Its efficiency ratio of 71.96% is above the 61.21% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First Security Bank - Canby Canby, MN · $85M
- Vantage Bank Kent, MN · $85M
- The First National Bank of Gilbert Gilbert, MN · $86M
- The First State Bank of Red Wing Red Wing, MN · $86M
- Lowry State Bank Lowry, MN · $84M
Questions about Bank of Maple Plain
How big is Bank of Maple Plain?
Bank of Maple Plain, established in 1905, is headquartered in Maple Plain, MN. It reported $86M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bank of Maple Plain's return on assets?
0.92% annualized in Q2 2026, against a 1.27% median for 85 MN banks with half to twice its assets, ahead of 26% of them.
What is Bank of Maple Plain's efficiency ratio?
71.96% in Q2 2026: it spent about 72 cents in noninterest expense for each dollar of revenue. The peer median is 61.21%, and lower is better.
Is Bank of Maple Plain growing its loans?
Net loans shrank 4.3% over the year to Q2 2026, while deposits shrank 1.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Minnesota bank ranked.