Amalgamated Bank of Chicago: how it compares with its peers
Against 50 IL banks with half to twice its assets, Amalgamated Bank of Chicago's strongest measure in Q2 2026 is assets per employee ($8.9M vs. a $7.7M peer median). Its weakest relative measure is efficiency ratio (66.14% vs. 61.83%).
| Measure | Amalgamated Bank of Chicago | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.13% | 1.19% | Middle third Ahead of 42% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.53% | 3.69% | Middle third Ahead of 44% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 66.14% | 61.83% | Bottom third Ahead of 30% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.9M | $7.7M | Top third Ahead of 70% of peers |
| Loans to deposits Net loans and leases over total deposits. | 73.75% | 80.51% | Context |
What it means for lending operations
Its efficiency ratio of 66.14% is above the 61.83% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- First Bankers Trust Company, National Association Quincy, IL · $1.22B
- Central Bank Illinois Geneseo, IL · $1.46B
- Bank of Pontiac Pontiac, IL · $1.18B
- American Community Bank & Trust Woodstock, IL · $1.18B
- Dieterich Bank Effingham, IL · $1.55B
- Providence Bank & Trust South Holland, IL · $1.56B
Questions about Amalgamated Bank of Chicago
How big is Amalgamated Bank of Chicago?
Amalgamated Bank of Chicago, established in 1922, is headquartered in Chicago, IL. It reported $1.33B in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Amalgamated Bank of Chicago's return on assets?
1.13% annualized in Q2 2026, against a 1.19% median for 50 IL banks with half to twice its assets, ahead of 42% of them.
What is Amalgamated Bank of Chicago's efficiency ratio?
66.14% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 61.83%, and lower is better.
Is Amalgamated Bank of Chicago growing its loans?
Net loans grew 17.7% over the year to Q2 2026, while deposits grew 6.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.