North Brookfield Savings Bank: how it compares with its peers
Against 26 MA banks with half to twice its assets, North Brookfield Savings Bank's strongest measure in Q2 2026 is efficiency ratio (78.42% vs. a 84.72% peer median). Its weakest relative measure is net interest margin (2.96% vs. 3.05%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.56% | 0.42% | Top third Ahead of 69% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.96% | 3.05% | Middle third Ahead of 46% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 78.42% | 84.72% | Top third Ahead of 73% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.5M | $8.0M | Middle third Ahead of 65% of peers |
| Loans to deposits Net loans and leases over total deposits. | 75.96% | 90.81% | Context |
What it means for lending operations
Its efficiency ratio of 78.42% is better than the 84.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Pittsfield Co-operative Bank Pittsfield, MA · $452M
- The National Grand Bank of Marblehead Marblehead, MA · $445M
- Seamen's Bank Provincetown, MA · $478M
- Winter Hill Bank, FSB Somerville, MA · $408M
- Dean Co-operative Bank Franklin, MA · $494M
- BankGloucester Gloucester, MA · $387M
Questions about North Brookfield Savings Bank
How big is North Brookfield Savings Bank?
North Brookfield Savings Bank, established in 1854, is headquartered in North Brookfield, MA. It reported $449M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is North Brookfield Savings Bank's return on assets?
0.56% annualized in Q2 2026, against a 0.42% median for 26 MA banks with half to twice its assets, ahead of 69% of them.
What is North Brookfield Savings Bank's efficiency ratio?
78.42% in Q2 2026: it spent about 78 cents in noninterest expense for each dollar of revenue. The peer median is 84.72%, and lower is better.
Is North Brookfield Savings Bank growing its loans?
Net loans grew 2.1% over the year to Q2 2026, while deposits grew 2.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Massachusetts bank ranked.