Eagle Bank: how it compares with its peers
Against 39 MA banks with half to twice its assets, Eagle Bank's strongest measure in Q2 2026 is net interest margin (3.47% vs. a 3.13% peer median). Its weakest relative measure is return on assets (0.35% vs. 0.56%).
| Measure | Eagle Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.35% | 0.56% | Bottom third Ahead of 21% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.47% | 3.13% | Top third Ahead of 69% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 84.14% | 76.75% | Bottom third Ahead of 33% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $8.7M | Middle third Ahead of 49% of peers |
| Loans to deposits Net loans and leases over total deposits. | 94.18% | 92.71% | Context |
What it means for lending operations
Its efficiency ratio of 84.14% is above the 76.75% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Clinton Savings Bank Clinton, MA · $745M
- Middlesex Federal Savings, F.A. Somerville, MA · $654M
- Walpole Co-operative Bank Walpole, MA · $646M
- OneUnited Bank Boston, MA · $638M
- Haverhill Bank Haverhill, MA · $637M
- The Bank of Canton Canton, MA · $783M
Questions about Eagle Bank
How big is Eagle Bank?
Eagle Bank, established in 1889, is headquartered in Everett, MA. It reported $709M in total assets in its Q2 2026 FDIC call report and operates 6 offices.
What is Eagle Bank's return on assets?
0.35% annualized in Q2 2026, against a 0.56% median for 39 MA banks with half to twice its assets, ahead of 21% of them.
What is Eagle Bank's efficiency ratio?
84.14% in Q2 2026: it spent about 84 cents in noninterest expense for each dollar of revenue. The peer median is 76.75%, and lower is better.
Is Eagle Bank growing its loans?
Net loans grew 14.7% over the year to Q2 2026, while deposits grew 11.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Massachusetts bank ranked.