Bryant State Bank: how it compares with its peers
Against 14 SD banks with half to twice its assets, Bryant State Bank's strongest measure in Q2 2026 is net interest margin (6.90% vs. a 3.79% peer median). Its weakest relative measure is assets per employee ($6.6M vs. $7.8M).
| Measure | Bryant State Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.96% | 1.09% | Top third Ahead of 79% of peers |
| Net interest margin Annualized net interest income over earning assets. | 6.90% | 3.79% | Top third Ahead of 100% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.61% | 67.51% | Top third Ahead of 79% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.6M | $7.8M | Bottom third Ahead of 29% of peers |
| Loans to deposits Net loans and leases over total deposits. | 62.42% | 43.70% | Context |
What it means for lending operations
Its efficiency ratio of 55.61% is better than the 67.51% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Richland State Bank Bruce, SD · $50M
- Sunrise Bank Dakota Onida, SD · $58M
- First Western Federal Savings Bank Rapid City, SD · $64M
- The Farmers State Bank of Turton Turton, SD · $41M
- The Security State Bank Emery, SD · $65M
- Community Bank Avon, SD · $69M
Questions about Bryant State Bank
How big is Bryant State Bank?
Bryant State Bank, established in 1915, is headquartered in Bryant, SD. It reported $53M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bryant State Bank's return on assets?
1.96% annualized in Q2 2026, against a 1.09% median for 14 SD banks with half to twice its assets, ahead of 79% of them.
What is Bryant State Bank's efficiency ratio?
55.61% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 67.51%, and lower is better.
Is Bryant State Bank growing its loans?
Net loans shrank 2.8% over the year to Q2 2026, while deposits grew 5.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are SD banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every South Dakota bank ranked.