Endeavor Bank: how it compares with its peers
Against 38 CA banks with half to twice its assets, Endeavor Bank's strongest measure in Q2 2026 is net interest margin (4.68% vs. a 3.76% peer median). Its weakest relative measure is return on assets (1.03% vs. 1.10%).
| Measure | Endeavor Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.03% | 1.10% | Middle third Ahead of 45% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.68% | 3.76% | Top third Ahead of 92% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.43% | 60.87% | Middle third Ahead of 53% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.6M | $10.2M | Middle third Ahead of 45% of peers |
| Loans to deposits Net loans and leases over total deposits. | 90.19% | 92.82% | Context |
What it means for lending operations
Its efficiency ratio of 60.43% is better than the 60.87% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Commercial Bank (USA) Alhambra, CA · $850M
- River Valley Community Bank Yuba City, CA · $793M
- Mission Valley Bank Sun Valley, CA · $782M
- Bank of San Francisco San Francisco, CA · $864M
- BAC Community Bank Stockton, CA · $762M
Questions about Endeavor Bank
How big is Endeavor Bank?
Endeavor Bank, established in 2018, is headquartered in San Diego, CA. It reported $823M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Endeavor Bank's return on assets?
1.03% annualized in Q2 2026, against a 1.10% median for 38 CA banks with half to twice its assets, ahead of 45% of them.
What is Endeavor Bank's efficiency ratio?
60.43% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 60.87%, and lower is better.
Is Endeavor Bank growing its loans?
Net loans grew 5.9% over the year to Q2 2026, while deposits grew 8.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every California bank ranked.