Infinity Bank: how it compares with its peers
Against 32 CA banks with half to twice its assets, Infinity Bank's strongest measure in Q2 2026 is net interest margin (5.40% vs. a 3.81% peer median). Its weakest relative measure is assets per employee ($10.0M vs. $8.1M).
| Measure | Infinity Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.48% | 0.82% | Top third Ahead of 75% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.40% | 3.81% | Top third Ahead of 97% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.07% | 68.93% | Top third Ahead of 75% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.0M | $8.1M | Top third Ahead of 69% of peers |
| Loans to deposits Net loans and leases over total deposits. | 80.94% | 96.78% | Context |
What it means for lending operations
Its efficiency ratio of 57.07% is better than the 68.93% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Murphy Bank Fresno, CA · $357M
- Genesis Bank Newport Beach, CA · $340M
- American Continental Bank City Of Industry, CA · $385M
- Universal Bank West Covina, CA · $388M
- Balboa Thrift and Loan Association Chula Vista, CA · $394M
- Community Bank of Santa Maria Santa Maria, CA · $397M
Questions about Infinity Bank
How big is Infinity Bank?
Infinity Bank, established in 2018, is headquartered in Santa Ana, CA. It reported $360M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Infinity Bank's return on assets?
1.48% annualized in Q2 2026, against a 0.82% median for 32 CA banks with half to twice its assets, ahead of 75% of them.
What is Infinity Bank's efficiency ratio?
57.07% in Q2 2026: it spent about 57 cents in noninterest expense for each dollar of revenue. The peer median is 68.93%, and lower is better.
Is Infinity Bank growing its loans?
Net loans grew 15.4% over the year to Q2 2026, while deposits grew 6.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every California bank ranked.