Touchmark National Bank: how it compares with its peers
Against 72 GA banks with half to twice its assets, Touchmark National Bank's strongest measure in Q2 2026 is assets per employee ($14.9M vs. a $7.1M peer median). Its weakest relative measure is net interest margin (2.37% vs. 4.62%).
| Measure | Touchmark National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.45% | 1.58% | Bottom third Ahead of 8% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.37% | 4.62% | Bottom third Ahead of 1% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 70.14% | 57.29% | Bottom third Ahead of 14% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $14.9M | $7.1M | Top third Ahead of 99% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.31% | 79.80% | Context |
What it means for lending operations
Its efficiency ratio of 70.14% is above the 57.29% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- F&M Bank Washington, GA · $420M
- The Citizens Bank of Swainsboro Swainsboro, GA · $420M
- CIBC National Trust Company Atlanta, GA · $413M
- Great Oaks Bank Richmond Hill, GA · $422M
- River City Bank Rome, GA · $423M
- Exchange Bank Milledgeville, GA · $410M
Questions about Touchmark National Bank
How big is Touchmark National Bank?
Touchmark National Bank, established in 2008, is headquartered in Alpharetta, GA. It reported $417M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Touchmark National Bank's return on assets?
0.45% annualized in Q2 2026, against a 1.58% median for 72 GA banks with half to twice its assets, ahead of 8% of them.
What is Touchmark National Bank's efficiency ratio?
70.14% in Q2 2026: it spent about 70 cents in noninterest expense for each dollar of revenue. The peer median is 57.29%, and lower is better.
Is Touchmark National Bank growing its loans?
Net loans shrank 4.6% over the year to Q2 2026, while deposits shrank 3.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are GA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Georgia bank ranked.