Solera National Bank: how it compares with its peers
Against 881 U.S. banks with half to twice its assets, Solera National Bank's strongest measure in Q2 2026 is assets per employee ($22.5M vs. a $8.1M peer median). Its weakest relative measure is net interest margin (3.39% vs. 3.78%).
| Measure | Solera National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.71% | 1.23% | Top third Ahead of 78% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.39% | 3.78% | Bottom third Ahead of 28% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.04% | 60.66% | Top third Ahead of 82% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $22.5M | $8.1M | Top third Ahead of 98% of peers |
| Loans to deposits Net loans and leases over total deposits. | 68.63% | 85.83% | Context |
What it means for lending operations
Its efficiency ratio of 49.04% is better than the 60.66% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Dieterich Bank Effingham, IL · $1.55B
- Main Street Bank Corp. Wooster, OH · $1.55B
- Bonvenu Bank, National Association Bossier City, LA · $1.55B
- Quill Bank Provo, UT · $1.56B
- The Citizens Bank of Philadelphia, Mississippi Philadelphia, MS · $1.56B
- Union Bank Morrisville, VT · $1.56B
Questions about Solera National Bank
How big is Solera National Bank?
Solera National Bank, established in 2007, is headquartered in Lakewood, CO. It reported $1.55B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Solera National Bank's return on assets?
1.71% annualized in Q2 2026, against a 1.23% median for 881 U.S. banks with half to twice its assets, ahead of 78% of them.
What is Solera National Bank's efficiency ratio?
49.04% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 60.66%, and lower is better.
Is Solera National Bank growing its loans?
Net loans grew 19.2% over the year to Q2 2026, while deposits grew 16.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Colorado bank ranked.