Mega Bank: how it compares with its peers
Against 40 CA banks with half to twice its assets, Mega Bank's strongest measure in Q2 2026 is return on assets (1.15% vs. a 0.96% peer median). Its weakest relative measure is net interest margin (3.91% vs. 3.81%).
| Measure | Mega Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.15% | 0.96% | Middle third Ahead of 65% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.91% | 3.81% | Middle third Ahead of 53% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.92% | 62.93% | Middle third Ahead of 63% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.3M | $9.2M | Middle third Ahead of 65% of peers |
| Loans to deposits Net loans and leases over total deposits. | 100.33% | 92.21% | Context |
What it means for lending operations
Its efficiency ratio of 58.92% is better than the 62.93% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Pacific Bank Whittier, CA · $514M
- First Credit Bank Los Angeles, CA · $516M
- Chino Commercial Bank, N.A. Chino, CA · $517M
- New OMNI Bank, National Association Alhambra, CA · $518M
- Pacific Alliance Bank San Gabriel, CA · $454M
- Redwood Capital Bank Eureka, CA · $566M
Questions about Mega Bank
How big is Mega Bank?
Mega Bank, established in 2008, is headquartered in San Gabriel, CA. It reported $507M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Mega Bank's return on assets?
1.15% annualized in Q2 2026, against a 0.96% median for 40 CA banks with half to twice its assets, ahead of 65% of them.
What is Mega Bank's efficiency ratio?
58.92% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 62.93%, and lower is better.
Is Mega Bank growing its loans?
Net loans grew 4.8% over the year to Q2 2026, while deposits shrank 2.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every California bank ranked.