b1BANK: how it compares with its peers
Against 204 U.S. banks with half to twice its assets, b1BANK's strongest measure in Q2 2026 is net interest margin (3.88% vs. a 3.69% peer median). Its weakest relative measure is efficiency ratio (60.37% vs. 54.98%).
| Measure | b1BANK | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.23% | 1.31% | Middle third Ahead of 39% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.88% | 3.69% | Middle third Ahead of 63% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 60.37% | 54.98% | Bottom third Ahead of 29% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.2M | $10.0M | Middle third Ahead of 40% of peers |
| Loans to deposits Net loans and leases over total deposits. | 90.76% | 87.91% | Context |
What it means for lending operations
Its efficiency ratio of 60.37% is above the 54.98% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- Metropolitan Commercial Bank New York, NY · $8.86B
- Salem Five Cents Savings Bank Salem, MA · $8.82B
- Woodforest National Bank The Woodlands, TX · $8.98B
- Tompkins Bank & Trust Ithaca, NY · $8.79B
- Wells Fargo National Bank West Las Vegas, NV · $8.77B
- Southside Bank Tyler, TX · $8.76B
Questions about b1BANK
How big is b1BANK?
b1BANK, established in 2006, is headquartered in Baton Rouge, LA. It reported $8.89B in total assets in its Q2 2026 FDIC call report and operates 59 offices.
What is b1BANK's return on assets?
1.23% annualized in Q2 2026, against a 1.31% median for 204 U.S. banks with half to twice its assets, ahead of 39% of them.
What is b1BANK's efficiency ratio?
60.37% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 54.98%, and lower is better.
Is b1BANK growing its loans?
Net loans grew 10.2% over the year to Q2 2026, while deposits grew 13.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Louisiana bank ranked.