BMO Harris Central National Association: how it compares with its peers
Against 30 U.S. banks with half to twice its assets, BMO Harris Central National Association's strongest measure in Q2 2026 is efficiency ratio (-700.00% vs. a 87.55% peer median). Its weakest relative measure is net interest margin (0.00% vs. 3.46%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.58% | 3.99% | Bottom third Ahead of 30% of peers |
| Net interest margin Annualized net interest income over earning assets. | 0.00% | 3.46% | Bottom third Ahead of 0% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | -700.00% | 87.55% | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 0.00% | 0.35% | Context |
What it means for lending operations
Its efficiency ratio of -700.00% is better than the 87.55% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Equitable Savings and Loan Company Cadiz, OH · $9M
Questions about BMO Harris Central National Association
How big is BMO Harris Central National Association?
BMO Harris Central National Association, established in 2005, is headquartered in Roselle, IL. It reported $8M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is BMO Harris Central National Association's return on assets?
0.58% annualized in Q2 2026, against a 3.99% median for 30 U.S. banks with half to twice its assets, ahead of 30% of them.
What is BMO Harris Central National Association's efficiency ratio?
-700.00% in Q2 2026: it spent about -700 cents in noninterest expense for each dollar of revenue. The peer median is 87.55%, and lower is better.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.