Paradise Bank: how it compares with its peers
Against 31 FL banks with half to twice its assets, Paradise Bank's strongest measure in Q2 2026 is return on assets (2.22% vs. a 0.85% peer median). Its weakest relative measure is assets per employee ($8.0M vs. $7.9M).
| Measure | Paradise Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.22% | 0.85% | Top third Ahead of 97% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.02% | 3.82% | Top third Ahead of 94% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.81% | 69.32% | Top third Ahead of 81% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.0M | $7.9M | Middle third Ahead of 52% of peers |
| Loans to deposits Net loans and leases over total deposits. | 74.02% | 76.65% | Context |
What it means for lending operations
Its efficiency ratio of 58.81% is better than the 69.32% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Waterfall Bank Clearwater, FL · $410M
- Locality Bank Fort Lauderdale, FL · $396M
- Central Bank Tampa, FL · $387M
- TCM Bank, National Association Tampa, FL · $382M
- Edison National Bank Fort Myers, FL · $454M
- BankFlorida Dade City, FL · $460M
Questions about Paradise Bank
How big is Paradise Bank?
Paradise Bank, established in 2005, is headquartered in Boca Raton, FL. It reported $415M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is Paradise Bank's return on assets?
2.22% annualized in Q2 2026, against a 0.85% median for 31 FL banks with half to twice its assets, ahead of 97% of them.
What is Paradise Bank's efficiency ratio?
58.81% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 69.32%, and lower is better.
Is Paradise Bank growing its loans?
Net loans shrank 11.6% over the year to Q2 2026, while deposits shrank 9.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are FL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.