Sunrise Bank: how it compares with its peers
Against 29 FL banks with half to twice its assets, Sunrise Bank's strongest measure in Q2 2026 is assets per employee ($10.4M vs. a $8.0M peer median). Its weakest relative measure is net interest margin (3.47% vs. 3.60%).
| Measure | Sunrise Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.29% | 0.98% | Top third Ahead of 72% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.47% | 3.60% | Bottom third Ahead of 28% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.76% | 67.43% | Top third Ahead of 72% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.4M | $8.0M | Top third Ahead of 83% of peers |
| Loans to deposits Net loans and leases over total deposits. | 91.45% | 77.75% | Context |
What it means for lending operations
Its efficiency ratio of 59.76% is better than the 67.43% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- FNBT BANK Fort Walton Beach, FL · $629M
- Sunstate Bank Miami, FL · $580M
- Intracoastal Bank Palm Coast, FL · $573M
- Florida Capital Bank, National Association Jacksonville, FL · $713M
- Axiom Bank, National Association Maitland, FL · $732M
- BankFlorida Dade City, FL · $460M
Questions about Sunrise Bank
How big is Sunrise Bank?
Sunrise Bank, established in 2005, is headquartered in Orlando, FL. It reported $623M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Sunrise Bank's return on assets?
1.29% annualized in Q2 2026, against a 0.98% median for 29 FL banks with half to twice its assets, ahead of 72% of them.
What is Sunrise Bank's efficiency ratio?
59.76% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 67.43%, and lower is better.
Is Sunrise Bank growing its loans?
Net loans grew 7.5% over the year to Q2 2026, while deposits grew 4.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are FL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Florida bank ranked.