Truxton Trust Company: how it compares with its peers
Against 35 TN banks with half to twice its assets, Truxton Trust Company's strongest measure in Q2 2026 is assets per employee ($15.2M vs. a $7.4M peer median). Its weakest relative measure is net interest margin (3.12% vs. 3.95%).
| Measure | Truxton Trust Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.98% | 1.30% | Top third Ahead of 80% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.12% | 3.95% | Bottom third Ahead of 9% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 49.39% | 56.54% | Top third Ahead of 71% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $15.2M | $7.4M | Top third Ahead of 97% of peers |
| Loans to deposits Net loans and leases over total deposits. | 70.70% | 81.41% | Context |
What it means for lending operations
Its efficiency ratio of 49.39% is better than the 56.54% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First National Bank of Tennessee Livingston, TN · $1.38B
- Studio Bank Nashville, TN · $1.34B
- Citizens Bank Elizabethton, TN · $1.42B
- Apex Bank Camden, TN · $1.46B
- First National Bank of Pulaski Pulaski, TN · $1.50B
- The Bank of Fayette County Piperton, TN · $1.14B
Questions about Truxton Trust Company
How big is Truxton Trust Company?
Truxton Trust Company, established in 2004, is headquartered in Nashville, TN. It reported $1.37B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Truxton Trust Company's return on assets?
1.98% annualized in Q2 2026, against a 1.30% median for 35 TN banks with half to twice its assets, ahead of 80% of them.
What is Truxton Trust Company's efficiency ratio?
49.39% in Q2 2026: it spent about 49 cents in noninterest expense for each dollar of revenue. The peer median is 56.54%, and lower is better.
Is Truxton Trust Company growing its loans?
Net loans grew 16.2% over the year to Q2 2026, while deposits grew 7.3%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are TN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Tennessee bank ranked.