Lakeview Bank: how it compares with its peers
Against 104 MN banks with half to twice its assets, Lakeview Bank's strongest measure in Q2 2026 is assets per employee ($9.5M vs. a $7.3M peer median). Its weakest relative measure is return on assets (1.12% vs. 1.28%).
| Measure | Lakeview Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.12% | 1.28% | Middle third Ahead of 39% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.29% | 3.99% | Top third Ahead of 70% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.89% | 62.11% | Middle third Ahead of 62% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.5M | $7.3M | Top third Ahead of 85% of peers |
| Loans to deposits Net loans and leases over total deposits. | 76.09% | 76.51% | Context |
What it means for lending operations
Its efficiency ratio of 58.89% is better than the 62.11% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Home State Bank Litchfield, MN · $219M
- Commerce Bank Geneva, MN · $220M
- F & M Community Bank, National Association Preston, MN · $211M
- Eagle Bank Glenwood, MN · $227M
- ESB Bank Caledonia, MN · $209M
- Grand Marais State Bank Grand Marais, MN · $207M
Questions about Lakeview Bank
How big is Lakeview Bank?
Lakeview Bank, established in 2004, is headquartered in Lakeville, MN. It reported $218M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Lakeview Bank's return on assets?
1.12% annualized in Q2 2026, against a 1.28% median for 104 MN banks with half to twice its assets, ahead of 39% of them.
What is Lakeview Bank's efficiency ratio?
58.89% in Q2 2026: it spent about 59 cents in noninterest expense for each dollar of revenue. The peer median is 62.11%, and lower is better.
Is Lakeview Bank growing its loans?
Net loans grew 11.7% over the year to Q2 2026, while deposits grew 21.4%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Minnesota bank ranked.