UBS Bank USA, National Association: how it compares with its peers
Against 28 U.S. banks with half to twice its assets, UBS Bank USA, National Association's strongest measure in Q2 2026 is assets per employee ($192.9M vs. a $13.4M peer median). Its weakest relative measure is net interest margin (1.96% vs. 3.39%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.09% | 1.26% | Middle third Ahead of 36% of peers |
| Net interest margin Annualized net interest income over earning assets. | 1.96% | 3.39% | Bottom third Ahead of 11% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 26.34% | 54.94% | Top third Ahead of 96% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $192.9M | $13.4M | Top third Ahead of 100% of peers |
| Loans to deposits Net loans and leases over total deposits. | 85.01% | 82.27% | Context |
What it means for lending operations
Its efficiency ratio of 26.34% is better than the 54.94% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Pinnacle Bank Nashville, TN · $128.79B
- Synchrony Bank Draper, UT · $115.22B
- USAA Federal Savings Bank Phoenix, AZ · $106.19B
- Santander Bank, N.A. Wilmington, DE · $103.96B
- City National Bank Los Angeles, CA · $99.10B
- Western Alliance Bank Phoenix, AZ · $98.57B
Questions about UBS Bank USA, National Association
How big is UBS Bank USA, National Association?
UBS Bank USA, National Association, established in 2003, is headquartered in Salt Lake City, UT. It reported $124.44B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is UBS Bank USA, National Association's return on assets?
1.09% annualized in Q2 2026, against a 1.26% median for 28 U.S. banks with half to twice its assets, ahead of 36% of them.
What is UBS Bank USA, National Association's efficiency ratio?
26.34% in Q2 2026: it spent about 26 cents in noninterest expense for each dollar of revenue. The peer median is 54.94%, and lower is better.
Is UBS Bank USA, National Association growing its loans?
Net loans grew 6.9% over the year to Q2 2026, while deposits grew 11.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Utah bank ranked.