AMG National Trust Bank: how it compares with its peers
Against 22 CO banks with half to twice its assets, AMG National Trust Bank's strongest measure in Q2 2026 is return on assets (2.42% vs. a 1.37% peer median). Its weakest relative measure is net interest margin (2.57% vs. 4.40%).
| Measure | AMG National Trust Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.42% | 1.37% | Top third Ahead of 100% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.57% | 4.40% | Bottom third Ahead of 0% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 62.65% | 66.09% | Middle third Ahead of 59% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.9M | $7.5M | Bottom third Ahead of 0% of peers |
| Loans to deposits Net loans and leases over total deposits. | 46.06% | 87.36% | Context |
What it means for lending operations
Its efficiency ratio of 62.65% is better than the 66.09% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Eastern Colorado Bank Cheyenne Wells, CO · $721M
- Yampa Valley Bank Steamboat Springs, CO · $688M
- First Southwest Bank Durango, CO · $657M
- Stockmens Bank Colorado Springs, CO · $651M
- High Plains Bank Flagler, CO · $643M
- First National Bank Colorado Las Animas, CO · $634M
Questions about AMG National Trust Bank
How big is AMG National Trust Bank?
AMG National Trust Bank, established in 2001, is headquartered in Boulder, CO. It reported $723M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is AMG National Trust Bank's return on assets?
2.42% annualized in Q2 2026, against a 1.37% median for 22 CO banks with half to twice its assets, ahead of 100% of them.
What is AMG National Trust Bank's efficiency ratio?
62.65% in Q2 2026: it spent about 63 cents in noninterest expense for each dollar of revenue. The peer median is 66.09%, and lower is better.
Is AMG National Trust Bank growing its loans?
Net loans shrank 0.7% over the year to Q2 2026, while deposits shrank 6.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are CO banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Colorado bank ranked.