CCFBank National Association: how it compares with its peers
Against 26 WI banks with half to twice its assets, CCFBank National Association's strongest measure in Q2 2026 is efficiency ratio (59.91% vs. a 60.52% peer median). Its weakest relative measure is return on assets (0.74% vs. 1.17%).
| Measure | CCFBank National Association | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 0.74% | 1.17% | Bottom third Ahead of 12% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.38% | 3.69% | Bottom third Ahead of 27% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 59.91% | 60.52% | Middle third Ahead of 54% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.1M | $8.0M | Middle third Ahead of 54% of peers |
| Loans to deposits Net loans and leases over total deposits. | 85.97% | 93.13% | Context |
What it means for lending operations
Its efficiency ratio of 59.91% is better than the 60.52% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Tri City National Bank Oak Creek, WI · $1.95B
- Horicon Bank Horicon, WI · $1.65B
- Waukesha State Bank Waukesha, WI · $1.62B
- The Park Bank Madison, WI · $1.54B
- IncredibleBank Wausau, WI · $2.10B
- Peoples State Bank Wausau, WI · $1.50B
Questions about CCFBank National Association
How big is CCFBank National Association?
CCFBank National Association, established in 2001, is headquartered in Altoona, WI. It reported $1.81B in total assets in its Q2 2026 FDIC call report and operates 22 offices.
What is CCFBank National Association's return on assets?
0.74% annualized in Q2 2026, against a 1.17% median for 26 WI banks with half to twice its assets, ahead of 12% of them.
What is CCFBank National Association's efficiency ratio?
59.91% in Q2 2026: it spent about 60 cents in noninterest expense for each dollar of revenue. The peer median is 60.52%, and lower is better.
Is CCFBank National Association growing its loans?
Net loans grew 2.1% over the year to Q2 2026, while deposits grew 5.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.