The Bank of Edison: how it compares with its peers
Against 26 GA banks with half to twice its assets, The Bank of Edison's strongest measure in Q2 2026 is return on assets (1.80% vs. a 1.17% peer median). Its weakest relative measure is assets per employee ($4.2M vs. $5.0M).
| Measure | The Bank of Edison | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.80% | 1.17% | Middle third Ahead of 65% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.41% | 4.38% | Middle third Ahead of 54% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 68.66% | 71.06% | Middle third Ahead of 54% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.2M | $5.0M | Bottom third Ahead of 23% of peers |
| Loans to deposits Net loans and leases over total deposits. | 63.10% | 67.32% | Context |
What it means for lending operations
Its efficiency ratio of 68.66% is better than the 71.06% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Hancock County Sparta, GA · $85M
- Rochelle State Bank Rochelle, GA · $86M
- First State Bank of Randolph County Cuthbert, GA · $87M
- The Four County Bank Allentown, GA · $87M
- F & M Bank and Trust Company Manchester, GA · $87M
- First Bank of Pike Zebulon, GA · $87M
Questions about The Bank of Edison
How big is The Bank of Edison?
The Bank of Edison, established in 1904, is headquartered in Edison, GA. It reported $84M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The Bank of Edison's return on assets?
1.80% annualized in Q2 2026, against a 1.17% median for 26 GA banks with half to twice its assets, ahead of 65% of them.
What is The Bank of Edison's efficiency ratio?
68.66% in Q2 2026: it spent about 69 cents in noninterest expense for each dollar of revenue. The peer median is 71.06%, and lower is better.
Is The Bank of Edison growing its loans?
Net loans grew 6.5% over the year to Q2 2026, while deposits grew 3.2%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are GA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Georgia bank ranked.