PremierBank: how it compares with its peers
Against 77 WI banks with half to twice its assets, PremierBank's strongest measure in Q2 2026 is net interest margin (3.74% vs. a 3.77% peer median). Its weakest relative measure is assets per employee ($6.4M vs. $7.6M).
| Measure | PremierBank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.10% | 1.35% | Bottom third Ahead of 29% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.74% | 3.77% | Middle third Ahead of 47% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 65.92% | 58.70% | Bottom third Ahead of 30% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.4M | $7.6M | Bottom third Ahead of 21% of peers |
| Loans to deposits Net loans and leases over total deposits. | 86.60% | 86.78% | Context |
What it means for lending operations
Its efficiency ratio of 65.92% is above the 58.70% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- PyraMax Bank, FSB Greenfield, WI · $589M
- Unity Bank Augusta, WI · $575M
- Baraboo State Bank Baraboo, WI · $570M
- Capitol Bank Madison, WI · $565M
- First State Bank New London, WI · $558M
- Northwestern Mutual Wealth Management Milwaukee, WI · $558M
Questions about PremierBank
How big is PremierBank?
PremierBank, established in 1863, is headquartered in Fort Atkinson, WI. It reported $584M in total assets in its Q2 2026 FDIC call report and operates 7 offices.
What is PremierBank's return on assets?
1.10% annualized in Q2 2026, against a 1.35% median for 77 WI banks with half to twice its assets, ahead of 29% of them.
What is PremierBank's efficiency ratio?
65.92% in Q2 2026: it spent about 66 cents in noninterest expense for each dollar of revenue. The peer median is 58.70%, and lower is better.
Is PremierBank growing its loans?
Net loans grew 8.1% over the year to Q2 2026, while deposits shrank 1.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are WI banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Wisconsin bank ranked.