The First National Bank of Louisburg: how it compares with its peers
Against 84 KS banks with half to twice its assets, The First National Bank of Louisburg's strongest measure in Q2 2026 is return on assets (1.84% vs. a 1.43% peer median). Its weakest relative measure is assets per employee ($6.1M vs. $7.0M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.84% | 1.43% | Top third Ahead of 85% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.85% | 3.95% | Middle third Ahead of 43% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.70% | 58.90% | Top third Ahead of 70% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.1M | $7.0M | Bottom third Ahead of 27% of peers |
| Loans to deposits Net loans and leases over total deposits. | 74.22% | 76.96% | Context |
What it means for lending operations
Its efficiency ratio of 51.70% is better than the 58.90% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The Valley State Bank Belle Plaine, KS · $201M
- Lyons Federal Bank Lyons, KS · $198M
- Halstead Bank Halstead, KS · $206M
- Union State Bank Clay Center, KS · $206M
- The Fidelity State Bank and Trust Company Dodge City, KS · $195M
- The Kansas State Bank Ottawa, KS · $208M
Questions about The First National Bank of Louisburg
How big is The First National Bank of Louisburg?
The First National Bank of Louisburg, established in 1920, is headquartered in Louisburg, KS. It reported $201M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The First National Bank of Louisburg's return on assets?
1.84% annualized in Q2 2026, against a 1.43% median for 84 KS banks with half to twice its assets, ahead of 85% of them.
What is The First National Bank of Louisburg's efficiency ratio?
51.70% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 58.90%, and lower is better.
Is The First National Bank of Louisburg growing its loans?
Net loans grew 18.8% over the year to Q2 2026, while deposits grew 17.1%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are KS banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Kansas bank ranked.