The First National Bank of Manning: how it compares with its peers
Against 62 IA banks with half to twice its assets, The First National Bank of Manning's strongest measure in Q2 2026 is assets per employee ($9.7M vs. a $8.0M peer median). Its weakest relative measure is net interest margin (2.84% vs. 3.84%).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.04% | 1.31% | Bottom third Ahead of 24% of peers |
| Net interest margin Annualized net interest income over earning assets. | 2.84% | 3.84% | Bottom third Ahead of 10% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 51.97% | 58.61% | Top third Ahead of 68% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.7M | $8.0M | Top third Ahead of 77% of peers |
| Loans to deposits Net loans and leases over total deposits. | 56.26% | 73.89% | Context |
What it means for lending operations
Its efficiency ratio of 51.97% is better than the 58.61% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Security State Bank Evansdale, IA · $87M
- The State Bank Spirit Lake, IA · $88M
- The Watkins Savings Bank Watkins, IA · $87M
- Logan State Bank Logan, IA · $92M
- Tri-Valley Bank Randolph, IA · $83M
- Sanborn Savings Bank Sanborn, IA · $93M
Questions about The First National Bank of Manning
How big is The First National Bank of Manning?
The First National Bank of Manning, established in 1886, is headquartered in Manning, IA. It reported $88M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The First National Bank of Manning's return on assets?
1.04% annualized in Q2 2026, against a 1.31% median for 62 IA banks with half to twice its assets, ahead of 24% of them.
What is The First National Bank of Manning's efficiency ratio?
51.97% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 58.61%, and lower is better.
Is The First National Bank of Manning growing its loans?
Net loans grew 10.0% over the year to Q2 2026, while deposits grew 14.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.