First Bank Hampton: how it compares with its peers
Against 117 IA banks with half to twice its assets, First Bank Hampton's strongest measure in Q2 2026 is net interest margin (4.35% vs. a 3.57% peer median). Its weakest relative measure is assets per employee ($8.6M vs. $8.5M).
| Measure | First Bank Hampton | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.63% | 1.33% | Top third Ahead of 70% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.35% | 3.57% | Top third Ahead of 91% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 46.67% | 55.02% | Top third Ahead of 79% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $8.6M | $8.5M | Middle third Ahead of 53% of peers |
| Loans to deposits Net loans and leases over total deposits. | 94.98% | 79.70% | Context |
What it means for lending operations
Its efficiency ratio of 46.67% is better than the 55.02% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Denver Savings Bank Denver, IA · $251M
- Malvern Bank Malvern, IA · $253M
- United Bank and Trust Company Hampton, IA · $228M
- Charter Bank Johnston, IA · $228M
- Heartland Bank Somers, IA · $256M
- Blue Grass Savings Bank Blue Grass, IA · $225M
Questions about First Bank Hampton
How big is First Bank Hampton?
First Bank Hampton, established in 1933, is headquartered in Hampton, IA. It reported $241M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is First Bank Hampton's return on assets?
1.63% annualized in Q2 2026, against a 1.33% median for 117 IA banks with half to twice its assets, ahead of 70% of them.
What is First Bank Hampton's efficiency ratio?
46.67% in Q2 2026: it spent about 47 cents in noninterest expense for each dollar of revenue. The peer median is 55.02%, and lower is better.
Is First Bank Hampton growing its loans?
Net loans grew 2.5% over the year to Q2 2026, while deposits shrank 3.0%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IA banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Iowa bank ranked.