Security First National Bank of Hugo: how it compares with its peers
Against 55 OK banks with half to twice its assets, Security First National Bank of Hugo's strongest measure in Q2 2026 is net interest margin (5.69% vs. a 4.37% peer median). Its weakest relative measure is assets per employee ($4.6M vs. $6.1M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.91% | 1.45% | Top third Ahead of 71% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.69% | 4.37% | Top third Ahead of 89% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 55.87% | 60.76% | Top third Ahead of 67% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $4.6M | $6.1M | Bottom third Ahead of 25% of peers |
| Loans to deposits Net loans and leases over total deposits. | 81.76% | 73.90% | Context |
What it means for lending operations
Its efficiency ratio of 55.87% is better than the 60.76% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- The First Bank of Okarche Okarche, OK · $137M
- First State Bank Anadarko, OK · $140M
- The Farmers Bank Carnegie, OK · $140M
- ACB Bank Cherokee, OK · $135M
- SSB Bank Spiro, OK · $130M
- SNB Bank, National Association Shattuck, OK · $129M
Questions about Security First National Bank of Hugo
How big is Security First National Bank of Hugo?
Security First National Bank of Hugo, established in 1930, is headquartered in Hugo, OK. It reported $138M in total assets in its Q2 2026 FDIC call report and operates 2 offices.
What is Security First National Bank of Hugo's return on assets?
1.91% annualized in Q2 2026, against a 1.45% median for 55 OK banks with half to twice its assets, ahead of 71% of them.
What is Security First National Bank of Hugo's efficiency ratio?
55.87% in Q2 2026: it spent about 56 cents in noninterest expense for each dollar of revenue. The peer median is 60.76%, and lower is better.
Is Security First National Bank of Hugo growing its loans?
Net loans shrank 5.6% over the year to Q2 2026, while deposits grew 0.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.