The Camden National Bank: how it compares with its peers
Against 245 U.S. banks with half to twice its assets, The Camden National Bank's strongest measure in Q2 2026 is efficiency ratio (52.35% vs. a 54.97% peer median). Its weakest relative measure is net interest margin (3.37% vs. 3.70%).
| Measure | The Camden National Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.35% | 1.34% | Middle third Ahead of 51% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.37% | 3.70% | Bottom third Ahead of 32% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.35% | 54.97% | Middle third Ahead of 61% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $10.2M | $10.0M | Middle third Ahead of 54% of peers |
| Loans to deposits Net loans and leases over total deposits. | 88.92% | 88.02% | Context |
What it means for lending operations
Its efficiency ratio of 52.35% is better than the 54.97% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Community Trust Bank, Inc. Pikeville, KY · $6.95B
- Cambridge Savings Bank Cambridge, MA · $6.98B
- Old Second National Bank Aurora, IL · $6.86B
- Mid Penn Bank Millersburg, PA · $7.04B
- Republic Bank & Trust Company Louisville, KY · $7.05B
Questions about The Camden National Bank
How big is The Camden National Bank?
The Camden National Bank, established in 1875, is headquartered in Camden, ME. It reported $6.94B in total assets in its Q2 2026 FDIC call report and operates 74 offices.
What is The Camden National Bank's return on assets?
1.35% annualized in Q2 2026, against a 1.34% median for 245 U.S. banks with half to twice its assets, ahead of 51% of them.
What is The Camden National Bank's efficiency ratio?
52.35% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 54.97%, and lower is better.
Is The Camden National Bank growing its loans?
Net loans grew 1.5% over the year to Q2 2026, while deposits grew 0.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Maine bank ranked.