The State Bank of Wynnewood: how it compares with its peers
Against 58 OK banks with half to twice its assets, The State Bank of Wynnewood's strongest measure in Q2 2026 is efficiency ratio (50.73% vs. a 61.09% peer median). Its weakest relative measure is net interest margin (3.14% vs. 4.37%).
| Measure | The State Bank of Wynnewood | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.11% | 1.48% | Top third Ahead of 79% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.14% | 4.37% | Bottom third Ahead of 5% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 50.73% | 61.09% | Top third Ahead of 81% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $7.0M | $5.9M | Top third Ahead of 79% of peers |
| Loans to deposits Net loans and leases over total deposits. | 51.84% | 70.74% | Context |
What it means for lending operations
Its efficiency ratio of 50.73% is better than the 61.09% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Monument Bank Poteau, OK · $113M
- Great Nations Bank Norman, OK · $114M
- First Bank Erick, OK · $118M
- The Farmers and Merchants National Bank of Fairview Fairview, OK · $119M
- American Exchange Bank Henryetta, OK · $104M
- Community Bank Bristow, OK · $119M
Questions about The State Bank of Wynnewood
How big is The State Bank of Wynnewood?
The State Bank of Wynnewood, established in 1910, is headquartered in Wynnewood, OK. It reported $111M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The State Bank of Wynnewood's return on assets?
2.11% annualized in Q2 2026, against a 1.48% median for 58 OK banks with half to twice its assets, ahead of 79% of them.
What is The State Bank of Wynnewood's efficiency ratio?
50.73% in Q2 2026: it spent about 51 cents in noninterest expense for each dollar of revenue. The peer median is 61.09%, and lower is better.
Is The State Bank of Wynnewood growing its loans?
Net loans grew 4.5% over the year to Q2 2026, while deposits shrank 1.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.