Bank of Vici: how it compares with its peers
Against 14 OK banks with half to twice its assets, Bank of Vici's strongest measure in Q2 2026 is net interest margin (4.28% vs. a 4.49% peer median). Its weakest relative measure is return on assets (-0.87% vs. 1.40%).
| Measure | Bank of Vici | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | -0.87% | 1.40% | Bottom third Ahead of 0% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.28% | 4.49% | Middle third Ahead of 36% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 118.49% | 69.41% | Bottom third Ahead of 7% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $2.6M | $3.6M | Bottom third Ahead of 7% of peers |
| Loans to deposits Net loans and leases over total deposits. | 50.28% | 61.34% | Context |
What it means for lending operations
Its efficiency ratio of 118.49% is above the 69.41% peer median: it spends more to earn each dollar of revenue than most banks its size. Staff time on manual borrower verification (collecting pay stubs, bank statements, and employment letters, then re-keying them) is one of the larger controllable costs behind that number.
Banks closest in size
- The Hopeton State Bank Hopeton, OK · $31M
- First State Bank in Temple Temple, OK · $26M
- First Summit Bank Ryan, OK · $34M
- First American Bank Stonewall, OK · $34M
- The First National Bank of Fletcher Fletcher, OK · $23M
- Farmers and Merchants Bank Maysville, OK · $22M
Questions about Bank of Vici
How big is Bank of Vici?
Bank of Vici, established in 1902, is headquartered in Vici, OK. It reported $29M in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is Bank of Vici's return on assets?
-0.87% annualized in Q2 2026, against a 1.40% median for 14 OK banks with half to twice its assets, ahead of 0% of them.
What is Bank of Vici's efficiency ratio?
118.49% in Q2 2026: it spent about 118 cents in noninterest expense for each dollar of revenue. The peer median is 69.41%, and lower is better.
Is Bank of Vici growing its loans?
Net loans shrank 13.3% over the year to Q2 2026, while deposits shrank 13.5%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.