The First Security Bank: how it compares with its peers
Against 68 OK banks with half to twice its assets, The First Security Bank's strongest measure in Q2 2026 is assets per employee ($9.1M vs. a $6.4M peer median). Its weakest relative measure is return on assets (1.11% vs. 1.50%).
| Measure | The First Security Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.11% | 1.50% | Bottom third Ahead of 26% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.65% | 4.19% | Top third Ahead of 71% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 57.78% | 60.92% | Middle third Ahead of 57% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.1M | $6.4M | Top third Ahead of 91% of peers |
| Loans to deposits Net loans and leases over total deposits. | 103.79% | 76.11% | Context |
What it means for lending operations
Its efficiency ratio of 57.78% is better than the 60.92% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Bank of Commerce Duncan, OK · $334M
- High Plains Bank Okeene, OK · $330M
- American Bank and Trust Company Tulsa, OK · $324M
- Cowboy Bank Kremlin, OK · $350M
- Citizens Bank and Trust Company of Ardmore Ardmore, OK · $319M
- First Bethany Bank & Trust Bethany, OK · $317M
Questions about The First Security Bank
How big is The First Security Bank?
The First Security Bank, established in 1916, is headquartered in Beaver, OK. It reported $335M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is The First Security Bank's return on assets?
1.11% annualized in Q2 2026, against a 1.50% median for 68 OK banks with half to twice its assets, ahead of 26% of them.
What is The First Security Bank's efficiency ratio?
57.78% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 60.92%, and lower is better.
Is The First Security Bank growing its loans?
Net loans grew 55.2% over the year to Q2 2026, while deposits grew 37.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are OK banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Oklahoma bank ranked.