Robertson Banking Company: how it compares with its peers
Against 37 AL banks with half to twice its assets, Robertson Banking Company's strongest measure in Q2 2026 is return on assets (2.04% vs. a 1.12% peer median). Its weakest relative measure is assets per employee ($6.4M vs. $6.5M).
| Measure | Robertson Banking Company | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.04% | 1.12% | Top third Ahead of 86% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.29% | 3.93% | Middle third Ahead of 65% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 52.38% | 60.95% | Top third Ahead of 78% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $6.4M | $6.5M | Middle third Ahead of 38% of peers |
| Loans to deposits Net loans and leases over total deposits. | 77.58% | 68.37% | Context |
What it means for lending operations
Its efficiency ratio of 52.38% is better than the 60.95% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Cullman Savings Bank Cullman, AL · $457M
- The Bank of Vernon Vernon, AL · $445M
- First Jackson Bank, Inc. Stevenson, AL · $444M
- NobleBank & Trust Anniston, AL · $444M
- Peoples Independent Bank Boaz, AL · $486M
- EvaBank Eva, AL · $491M
Questions about Robertson Banking Company
How big is Robertson Banking Company?
Robertson Banking Company, established in 1870, is headquartered in Demopolis, AL. It reported $463M in total assets in its Q2 2026 FDIC call report and operates 8 offices.
What is Robertson Banking Company's return on assets?
2.04% annualized in Q2 2026, against a 1.12% median for 37 AL banks with half to twice its assets, ahead of 86% of them.
What is Robertson Banking Company's efficiency ratio?
52.38% in Q2 2026: it spent about 52 cents in noninterest expense for each dollar of revenue. The peer median is 60.95%, and lower is better.
Is Robertson Banking Company growing its loans?
Net loans grew 0.6% over the year to Q2 2026, while deposits shrank 4.6%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are AL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Alabama bank ranked.