Great Rivers Bank: how it compares with its peers
Against 141 IL banks with half to twice its assets, Great Rivers Bank's strongest measure in Q2 2026 is return on assets (1.83% vs. a 1.17% peer median). Its weakest relative measure is assets per employee ($5.7M vs. $6.5M).
| Measure | Great Rivers Bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.83% | 1.17% | Top third Ahead of 87% of peers |
| Net interest margin Annualized net interest income over earning assets. | 4.30% | 3.73% | Top third Ahead of 79% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 58.25% | 64.64% | Top third Ahead of 70% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $5.7M | $6.5M | Middle third Ahead of 35% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.08% | 73.71% | Context |
What it means for lending operations
Its efficiency ratio of 58.25% is better than the 64.64% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- Community Bank of Elmhurst Elmhurst, IL · $194M
- Central Federal Savings and Loan Association Cicero, IL · $195M
- Liberty Bank Liberty, IL · $194M
- Frederick Community Bank, The Paxton, IL · $196M
- First Federal Savings Bank of Champaign Urbana Champaign, IL · $193M
- Vermilion Valley Bank Piper City, IL · $198M
Questions about Great Rivers Bank
How big is Great Rivers Bank?
Great Rivers Bank, established in 1901, is headquartered in Barry, IL. It reported $195M in total assets in its Q2 2026 FDIC call report and operates 4 offices.
What is Great Rivers Bank's return on assets?
1.83% annualized in Q2 2026, against a 1.17% median for 141 IL banks with half to twice its assets, ahead of 87% of them.
What is Great Rivers Bank's efficiency ratio?
58.25% in Q2 2026: it spent about 58 cents in noninterest expense for each dollar of revenue. The peer median is 64.64%, and lower is better.
Is Great Rivers Bank growing its loans?
Net loans grew 4.1% over the year to Q2 2026, while deposits grew 8.9%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are IL banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Illinois bank ranked.