The Bancorp Bank, National Association: how it compares with its peers
Against 197 U.S. banks with half to twice its assets, The Bancorp Bank, National Association's strongest measure in Q2 2026 is return on assets (2.94% vs. a 1.31% peer median). Its weakest relative measure is assets per employee ($12.5M vs. $10.0M).
| Measure | This bank | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 2.94% | 1.31% | Top third Ahead of 95% of peers |
| Net interest margin Annualized net interest income over earning assets. | 5.49% | 3.68% | Top third Ahead of 94% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 41.28% | 54.98% | Top third Ahead of 85% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $12.5M | $10.0M | Middle third Ahead of 64% of peers |
| Loans to deposits Net loans and leases over total deposits. | 95.15% | 88.02% | Context |
What it means for lending operations
Its efficiency ratio of 41.28% is better than the 54.98% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First American Trust, FSB Santa Ana, CA · $9.23B
- Pinnacle Bank Lincoln, NE · $9.18B
- Union Bank and Trust Company Lincoln, NE · $9.24B
- Lake Forest Bank & Trust Company, National Association Lake Forest, IL · $9.25B
- 1st Source Bank South Bend, IN · $9.26B
- First Mid Bank & Trust, National Association Mattoon, IL · $9.14B
Questions about The Bancorp Bank, National Association
How big is The Bancorp Bank, National Association?
The Bancorp Bank, National Association, established in 2000, is headquartered in Sioux Falls, SD. It reported $9.21B in total assets in its Q2 2026 FDIC call report and operates 1 office.
What is The Bancorp Bank, National Association's return on assets?
2.94% annualized in Q2 2026, against a 1.31% median for 197 U.S. banks with half to twice its assets, ahead of 95% of them.
What is The Bancorp Bank, National Association's efficiency ratio?
41.28% in Q2 2026: it spent about 41 cents in noninterest expense for each dollar of revenue. The peer median is 54.98%, and lower is better.
Is The Bancorp Bank, National Association growing its loans?
Net loans grew 7.0% over the year to Q2 2026, while deposits shrank 3.7%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are U.S. banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every South Dakota bank ranked.