BankVista: how it compares with its peers
Against 69 MN banks with half to twice its assets, BankVista's strongest measure in Q2 2026 is efficiency ratio (53.20% vs. a 61.72% peer median). Its weakest relative measure is return on assets (1.24% vs. 1.35%).
| Measure | BankVista | Peer median | Rank |
|---|---|---|---|
| Return on assets Annualized net income over average assets. | 1.24% | 1.35% | Middle third Ahead of 43% of peers |
| Net interest margin Annualized net interest income over earning assets. | 3.81% | 3.94% | Middle third Ahead of 43% of peers |
| Efficiency ratio Noninterest expense per dollar of revenue. Lower is better. | 53.20% | 61.72% | Top third Ahead of 75% of peers |
| Assets per employee Total assets over full-time-equivalent staff. | $9.3M | $7.7M | Top third Ahead of 75% of peers |
| Loans to deposits Net loans and leases over total deposits. | 107.52% | 85.84% | Context |
What it means for lending operations
Its efficiency ratio of 53.20% is better than the 61.72% peer median. Banks that already run lean usually find their next gains in loan growth: faster digital applications and fewer borrowers abandoning a slow document chase.
Banks closest in size
- First Independent Bank Russell, MN · $632M
- Scale Bank Edina, MN · $627M
- Premier Bank Minnesota Hastings, MN · $691M
- HomeTown Bank Carver, MN · $692M
- American Heritage National Bank Long Prairie, MN · $605M
- North Shore Bank of Commerce Duluth, MN · $599M
Questions about BankVista
How big is BankVista?
BankVista, established in 2000, is headquartered in Sartell, MN. It reported $651M in total assets in its Q2 2026 FDIC call report and operates 3 offices.
What is BankVista's return on assets?
1.24% annualized in Q2 2026, against a 1.35% median for 69 MN banks with half to twice its assets, ahead of 43% of them.
What is BankVista's efficiency ratio?
53.20% in Q2 2026: it spent about 53 cents in noninterest expense for each dollar of revenue. The peer median is 61.72%, and lower is better.
Is BankVista growing its loans?
Net loans grew 5.0% over the year to Q2 2026, while deposits grew 1.8%.
Sources and method
Figures are from the FDIC’s public call report data for the quarter ending 06/30/2026, via FDIC BankFind. Return on assets and net interest margin are annualized year to date. Peers are MN banks with half to twice its assets in the same quarter, excluding this bank. The page refreshes daily, so new quarters appear as banks file. Compare another bank or see every Minnesota bank ranked.